# Payday Loan Debt - Consolidation, Repayment Plans & Bankruptcy [2026]
> Last updated: 2026-05-01

> Trapped in payday loan debt? Learn how to break the cycle with repayment plans, state laws, and bankruptcy. 2026 guide.

## About
paydayloandebt.org is part of the Open Bankruptcy Project (openbankruptcyproject.org), a 501(c)(3) nonprofit building free, open-source tools for bankruptcy court transparency.

## Key Pages
- Alternatives to Payday Loans: https://paydayloandebt.org/alternatives-to-payday.html
- Bankruptcy and Payday Loan Debt: https://paydayloandebt.org/bankruptcy-and-payday.html
- Debt Consolidation for Payday Loans: https://paydayloandebt.org/debt-consolidation.html
- Payday Loan Extended Payment Plans: https://paydayloandebt.org/extended-payment-plans.html
- Payday Loan Debt - Consolidation, Repayment Plans & Bankruptcy: https://paydayloandebt.org/
- Military Lending Act and Payday Loans: https://paydayloandebt.org/military-lending-act.html
- The Payday Loan Trap Cycle: https://paydayloandebt.org/payday-loan-trap.html
- Revoking ACH Authorization for Payday Loans: https://paydayloandebt.org/revoke-ach.html
- Filing a Complaint Against a Payday Lender: https://paydayloandebt.org/state-ag-complaints.html
- Payday Loan Regulations by State: https://paydayloandebt.org/state-regulations.html
- Privacy Policy: https://paydayloandebt.org/privacy.html

## Contact
- Website: https://openbankruptcyproject.org
- Email: contact@openbankruptcyproject.org
- GitHub: https://github.com/openbankruptcyproject

## License
Content is provided for educational purposes. Data sourced from the Federal Judicial Center Integrated Database (8M cases, 94 districts).